Privacy Policy

We are pleased that you have elected to visit the website, www.kmdadvisors.com (the “Website”), which is operated by KMD Advisors, LLC (“KMD Advisors”). KMD Advisors is a management consulting company. References herein to “KMD Advisors,” “we,” “us,” or “our” means and refers to KMD Advisors. References to “you” and “your” mean and refer to visitors and users of the Website.

KMD Advisors respects privacy rights, and is committed to safeguarding the Personal Information entrusted to us by our clients and visitors to the Website. KMD Advisors has implemented this Privacy Policy to govern the use of Personal Information that we collect through the Website, including Personal Information you send to us. This Privacy Policy does not govern Personal Information collected from any other source or in any other manner. This Privacy Policy is intended to provide you with information as to: (i) the type of information that is collected, (ii) how the collected information is used and with whom it is shared; (iii) how we intend to protect the information; and (iv) how you can access such information and have it modified and/or removed.

This Privacy Policy may be changed from time to time, and we reserve the right to make changes without prior individual notice. Such changes are effective upon publication of the revised Privacy Policy. Please review this Privacy Policy often so that you will remain abreast of KMD Advisors's current policies. You are responsible for making sure you are aware of the provisions of KMD Advisors’s most current Privacy Policy. You can tell when the Privacy Policy was last modified by checking the “updated” date.

Your California Privacy Rights

Collection and Use of Information
- Personal Information
  - IP Address
  - Financial Information
  - Other Information
  - Your Consent

Use of Your Personal Information

Opting In and Opting Out of Electronic Communications
Do Not Track Signals
Use of Your Personal Information within KMD Advisors

Use of Your Personal Information by Our Service Providers
If KMD Advisors changes ownership
Lawful access, legal action and investigations.

Use of Cookies, Google Analytics
Disclosure of Information to Non-Affiliated Third Parties

Retention of Personal Information
Your Privacy Choices – Limiting Information Sharing/Accessing Your Information
Protection and Security of Information
Links to Other Website
Governing Law

California Privacy Rights. Under California law, California residents who have provided personally identifiable information (“Personal Information”) to a company may have the right to request the categories of Personal Information and the specific pieces of Personal Information that the company has collected from you. California residents also may have the right to request a list of all third parties to whom that company has disclosed and/or sold such information for the third parties’ business purposes during the preceding calendar year, along with a list of the categories of Personal Information that has been so disclosed and/or sold. KMD Advisors does not share users’ Personal Information, including but not limited to e-mail addresses, with third parties for marketing or other purposes, unless KMD Advisors first obtains your consent.  If you are a California resident who would like information on how to exercise your rights concerning third party disclosures under California law, you may send an email to info@kmdadvisors.com. For avoidance of doubt, this provision is made applicable to all users of the KMD Advisors Website who want to request information about the Company’s use of their Personal Information, whether or not such user resides in California

Collection and Use of Information

Personal Information

Personal Information is information that uniquely identifies you, such as your name, address, email address, and telephone number. When you visit the Website and/or request information, make an inquiry, or otherwise contact KMD Advisors through the Website, KMD Advisors will collect your Personal Information. KMD Advisors maintains your Personal Information on databases it owns and/or controls and does not share that information with third parties without your consent. For example, when you provide your email address to KMD Advisors through the Website, that email address is uploaded and stored on KMD Advisors’s databases, but is accessible only to KMD Advisors, subject to the exceptions identified in this Privacy Policy, and is not disclosed or disseminated outside of KMD Advisors unless you have consented to its disclosure.

Financial Information.

KMD Advisors does not collect any financial information from you on or through the Website.

IP Address

An IP (Internet Protocol) address is a number that is automatically assigned to your computer by your internet service provider when you log on. Your IP address is not linked to your Personal Information but KMD Advisors does reserve the right to use IP addresses to identify individuals who threaten the Website or other users or visitors. IP addresses may also be used to help diagnose problems with the Website and to gather broad demographic information. The information we collect in this manner is usually anonymized, and we will not identify you from this data, subject to a need to do so to protect the Website and/or other users.

Other Information

When you access the Website, KMD Advisors will automatically receive some information about your use of the service. The type of information that is automatically collected by KMD Advisors includes such things as the date and time of access of the Website, the Internet protocol (IP) address of the computer that you are using, the domain and host from which you access the Internet, your browser software and operating system, the referring website address, and the specific activities you are engaged in while visiting the Site. This aggregate tracking information is used to help KMD Advisors improve and enhance the website experience for all of its visitors. The information we collect in this manner is usually anonymized, and we will not identify you from this data, subject to a need to do so to protect the Website and/or other users.

Your Consent

We only collect, use and/or disclose your Personal Information with your consent. We will request your consent to use your Personal Information for a particular purpose when we collect such information. At this time, the only Personal Information KMD Advisors collects through the Website is your email address when you provide it to us. If you provide information such as your e-mail address and phone number when contacting KMD Advisors through the Website, you are consenting to the collection of your Personal Information for the purposes identified or apparent at the time of collection and/or as otherwise described in this Privacy Policy.

You must be 18 years of age and a resident of the United States to use this Site. KMD Advisors does not knowingly collect or maintain any Personal Information from children under the age of 13, and no part of any of the Website is designed with the purpose of attracting such children.

Use of Your Personal Information

We use your Personal Information with your consent for the purposes for which it is submitted, such as to initiate contact with you; to provide you with responses to inquiries you make through the Website; to reply to your requests for information; and to respond to other requests you have. Your Personal Information may also be used in the following ways:

To deliver materials, information and services to you,
To give you notice of and/or resolve any problems that may arise in connection with our services,
To better understand the needs and interests of our customers,

To analyze the success of our products and services and Website,
To manage the Website’s functionality,
To help KMD Advisors improve and enhance the Website experience for all of its visitors, and customize the content on our Website,
For compliance with any legal and/or regulatory obligations,
As otherwise reasonably required to provide customer services and maintain the Website,

To investigate potentially unlawful activity,
For any other purpose outlined in this Privacy Policy,
With your consent, to communicate with you about KMD Advisors-related and/or industry-related events, products or services we think may be of interest to you, and
As permitted by law.

Once you have initiated contact with KMD Advisors, we may use your Personal Information to respond to your inquiries or otherwise contact you in connection with our provision of services to you via email or, if requested by you, by telephone and/or direct postal mail regarding your relationship with KMD Advisors.

Opting in and opting out of electronic communications. You may opt out of receiving future electronic communications, such as emails, from KMD Advisors at any time by (i) sending an e-mail directly to info@kmdadvisors.com or (ii) clicking on the “opt-out” or “unsubscribe” link in any electronic communication we send you.

Do Not Track Signals. Certain web browsers provide users with an option by which you may have your browser send a “Do Not Track” signal to the website that you are visiting, advising the recipient website that you do not want to have your online activity tracked. However, the way browsers communicate such “Do Not Track” signals is not yet uniform and accordingly, our Site do not take any action in response to such signals. In the event a final standard is developed and accepted, we may reassess how we should respond to such signals.

Use of Your Personal Information Within KMD Advisors. KMD Advisors may share your Personal Information with our affiliates, which are companies controlled or owned by us, or companies that control us, or are under common control with us (“Affiliates”), but such information will not be shared by us or our Affiliates with third parties without your express consent. The Website is intended for users in the United States and its territories and possessions, but if you use the Site from any country outside the United States, the various communications will necessarily result in the transfer of information across international boundaries, and by visiting the Site, you consent to these transfers as required or permitted by applicable law. We will not share your Personal Information with unaffiliated third parties, except as stated in this Privacy Policy, without your consent. Your Personal Information will be stored on servers located in the United States.

Use of Your Personal Information by Our Service Providers. From time to time, we may hire third parties to assist us with certain functions and services, such as data processing, computer software and website maintenance and development, transaction processing, promotional and marketing services, customer service, professional, legal or accounting services and/or business and sales analysis. KMD Advisors may share your Personal Information, without restriction (and regardless of whether you have chosen to limit our sharing of your Personal Information as collected on the Website), with such companies that we hire to perform services for us. In such situations, KMD Advisors requires that these companies agree to maintain the confidentiality of your Personal Information and to comply with the safeguards described in this Privacy Policy. These companies have access to the Personal Information needed to perform their functions but are not permitted to share or use such information for any other purposes. Furthermore, in compliance with privacy laws, we also provide our opt-out lists to non-affiliated third party companies so that communications sent by those companies on KMD Advisors’s behalf do not get sent to addresses appearing on our opt-out lists.

If KMD Advisors changes ownership. We may also share your Personal Information as required to allow for a change in ownership of KMD Advisors and/or any of KMD Advisors’s Affiliates and/or of any business(es) to which the Website relate, and the related transfer of user information to the new owner. In the event of any such change of ownership, your Personal Information will continue to be protected by the terms of this Privacy Policy unless and until you are notified of a change.

Lawful Access, Legal Action and Investigations. Your Personal Information may be disclosed to non-affiliated third parties as either required by, or to comply with, applicable laws and regulations. We may disclose Personal Information if we believe it is necessary to investigate, prevent, or take action regarding suspected illegal activities or fraud, situations involving the physical safety of any person, violations of our Privacy Policy, or otherwise in accordance with applicable law. For example, KMD Advisors may disclose your Personal Information to comply with investigations by regulatory authorities or enforcement agencies in the United States of America or elsewhere, or to protect against or prevent actual or potential fraud. Furthermore, KMD Advisors may disclose your Personal Information if it has a reasonable good faith basis to believe that it is required to do so by law, compelled by court order or legal process, or is reasonably necessary and/or appropriate to: (i) protect the rights, property and/or safety of KMD Advisors or any other person or entity; or (ii) prevent or take action concerning any alleged: (a) illegal activity or (b) breach of the Privacy Policy of the Website.

Use of Cookies , Web Beacons, Google Analytics

The Website may make use of “cookies” - small data files which we may send to your computer on the basis of the information that we have collected about your visit. They contain information allowing us to recognize when you are visiting the Website and to keep track of your preferences. The Website may also use “web beacons”: small strings of code that provide a graphic image that surveys visitors’ internet activity. Through the use of cookies and web beacons, we also may automatically collect information about your online activity on our Website, such as the web pages you visit, the links you click, and the searches you conduct on our site. Cookies are stored in your computer’s browser or on your hard disk and can then be retrieved by the website.

If you want to delete any cookies that were already sent to your computer or personal device, please refer to your web browser’s “Help” facility. In addition, most web browsers can be set to prevent you from receiving new cookies, notify you before accepting cookies or disable cookies altogether. Details about this can normally be found in the “Help” facility provided with your browser. Please note that if you disable cookies you may not be able to take advantage of some of the Website’ interactive functionality.

The Website may also use Google Analytics, a web analytics tool that helps website owners understand how visitors engage with their website, as well as Jet Pack, Google Console and Google Tag Manager, which perform similar functions. We can view a variety of reports about how visitors interact with our Website so we can improve it. Google Analytics collects information anonymously, and uses cookies, and IP addresses, and reports website trends without identifying individual visitors. For more information related to Google Analytics, click here http://www.google.com/analytics/learn/privacy.html. You can opt-out of Google Analytics by installing the Google Analytics Opt-out Browser Add-On. For more information about and to install Google Analytics Opt-out Browser Add-on, click here: https://tools.google.com/dlpage/gaoptout?hl=en .

Disclosure of Personal Information to Non-Affiliated Third Parties

We do not sell, rent or market Personal Information collected on this Website to non-affiliated third parties for their marketing purposes. However, we may disclose aggregated statistics about visitors to the Website, along with anonymous information concerning individual users of the Website. We may combine anonymous information and/or aggregate information we collect with additional anonymous and/or aggregate information collected from other sources. We may share anonymous information (including aggregate information) we collect regarding our users with third parties (such as advisors, and/or consultants) for various business purposes including conducting general business analysis, and developing website content and services.

Retention of Personal Information

Personal Information is retained to deliver our services, to otherwise fulfill identified or apparent purposes, and for record-keeping. At some point KMD Advisors may elect to destroy, erase or anonymize your Personal Information. Once anonymized, KMD Advisors undertakes not to re-identify the information.

You have the right to have your Personal Information removed from KMD Advisors’s records and/or databases. If you want your Personal Information deleted from KMD Advisors’s records, please e-mail KMD Advisors at info@kmdadvisors.com

Your Privacy Choices - Limiting Information Sharing/Accessing Your Information

You have the right to access the Personal Information that we hold about you, which includes the right to amend or correct that information, as appropriate, and to receive an account of how it has been used and a list of the organizations to whom it has been disclosed. In some circumstances, you may have the right to object to KMD Advisors’s use of that Personal Information. If you wish to update, amend, or change your Personal Information, please contact us at info@kmdadvisors.com

To protect the confidentiality of your information and respect your wishes for how it is used, KMD Advisors offers “opt out” alternatives. If you have consented to the sharing of your Personal Information at any point, you may instruct us not to share Personal Information about you in the future. As noted above, you may also opt-out of receiving future electronic communications from us at any time. You may make your privacy choice at any time and it will remain in effect until you change it.

If you would like to check, change, or confirm your privacy choices please contact us at: info@kmdadvisors.com

Protection and Security of Information

KMD Advisors maintains reasonable standards of confidentiality and security for the Website and the Personal Information collected from the Website. Physical, technical, electronic and managerial procedures have been employed to safeguard the security and integrity of Personal Information collected through the Website. The Personal Information you provide is secured using industry standard security technology. KMD Advisors also restricts its own employees’ access to Personal Information. However, it is possible that someone may intercept or access communications, transmissions and/or Personal Information. You should remember to log off of the Website once you have completed your activities on the Website or if you have decided to step away from your computer.

In the event that KMD Advisors determines that there has been a security breach that results in the unauthorized disclosure of Personal Information to a third party, KMD Advisors will promptly notify consumers whose Personal Information it reasonably believes has been compromised by posting information on the Website and, if email contact is possible, then also by sending an email notification with respect to the situation.

You acknowledge that the security of online transactions you conduct using the Website cannot be guaranteed. To the fullest extent permitted at law, KMD Advisors shall not accept responsibility for misuse or loss of, or unauthorized access to, your Personal Information.

Links to Other Website and Services

From time to time, the KMD Advisors Website may contain links to other websites and/or social media sites or pages, such as YouTube, Instagram, Twitter and Linkedin (collectively, “other websites”) that are not controlled and/or maintained by KMD Advisors. Please be aware that these other websites may have different privacy policies which may subject you to different privacy practices. Please review the privacy policies of such other websites for information concerning what information is collected on such websites and how it is used. KMD Advisors is not responsible for the contents or privacy practices of any linked site or any link on a linked site.

Governing Law

This Privacy Policy shall be governed by the laws of the State of New Jersey of the United States of America, without regard to its conflict of law provisions. Please click here to review the terms relating to Disputes and Governing Law for the Website.